$1,672
Avg Annual Premium
25/50/15
Min Coverage
7.4M
Population
5.8M
Registered Vehicles
Top Auto Insurance Carriers in Arizona
State Farm
GEICO
Progressive
USAA
Arizona Minimum Auto Insurance Requirements
Arizona requires a minimum liability coverage of 25/50/15 (bodily injury per person / bodily injury per accident / property damage). While this is the legal minimum, most experts recommend higher coverage limits to protect your assets.
Coverage breakdown (25/50/15):
- $25K bodily injury per person
- $50K bodily injury per accident
- $15K property damage per accident
How to Save on Auto Insurance in Arizona
- 1.Compare quotes from multiple carriers — rates can vary by $500+ for the same coverage
- 2.Bundle your auto and home insurance for multi-policy discounts
- 3.Maintain a clean driving record — tickets and accidents significantly increase premiums
- 4.Ask about discounts: good student, military, low mileage, safety features
- 5.Consider raising your deductible to lower your monthly premium
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