Terms of Service
Last updated: March 2026
1. About QuoteWise
QuoteWise is an online platform that connects consumers with licensed insurance providers. QuoteWise is not an insurance company, agent, or broker. We do not provide insurance quotes, bind coverage, or make underwriting decisions. We facilitate introductions between consumers seeking insurance and companies that can provide it.
2. Eligibility
To use our services, you must be at least 18 years old and a resident of the United States. By using our platform, you represent and warrant that you meet these requirements.
3. Our Service
- Our service is free to consumers. We are compensated by insurance providers and partners.
- We do not guarantee that you will receive the lowest available rate or any specific rate.
- Rates and quotes shown are estimates and are subject to verification and approval by the insurance carrier.
- Insurance availability varies by state and individual circumstances.
- We may receive compensation that influences which products are displayed and their order.
4. Consent to Contact
By submitting your information through our forms, you provide your express written consent to be contacted by QuoteWise and our insurance partners at the phone number and email address you provided. This includes contact via automated telephone dialing systems, pre-recorded messages, text messages, and emails, for the purpose of providing you with insurance quotes and related information.
Your consent is not a condition of purchasing any goods or services. You may revoke your consent at any time by contacting us. Standard message and data rates may apply.
5. Accuracy of Information
You agree to provide accurate, current, and complete information when using our platform. Inaccurate information may result in incorrect quotes or inability to obtain coverage.
6. Disclaimer of Warranties
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our service will be uninterrupted, error-free, or secure.
7. Limitation of Liability
To the maximum extent permitted by law, QuoteWise shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.
9. Contact
For questions about these Terms, contact us at: legal@quotewise.com