$1,710
Avg Annual Premium
25/50/10
Min Coverage
689K
Population
300K
Registered Vehicles
Top Auto Insurance Carriers in District of Columbia
GEICO
State Farm
Progressive
Allstate
District of Columbia Minimum Auto Insurance Requirements
District of Columbia requires a minimum liability coverage of 25/50/10 (bodily injury per person / bodily injury per accident / property damage). While this is the legal minimum, most experts recommend higher coverage limits to protect your assets.
Coverage breakdown (25/50/10):
- $25K bodily injury per person
- $50K bodily injury per accident
- $10K property damage per accident
How to Save on Auto Insurance in District of Columbia
- 1.Compare quotes from multiple carriers — rates can vary by $500+ for the same coverage
- 2.Bundle your auto and home insurance for multi-policy discounts
- 3.Maintain a clean driving record — tickets and accidents significantly increase premiums
- 4.Ask about discounts: good student, military, low mileage, safety features
- 5.Consider raising your deductible to lower your monthly premium
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