Compare Auto Insurance in Minnesota

Minnesota drivers save an average of $308/year by comparing quotes. The average annual premium is $1,400.

$1,400

Avg Annual Premium

30/60/10

Min Coverage

5.7M

Population

4.7M

Registered Vehicles

Top Auto Insurance Carriers in Minnesota

State Farm

GEICO

Progressive

Farmers

Minnesota Minimum Auto Insurance Requirements

Minnesota requires a minimum liability coverage of 30/60/10 (bodily injury per person / bodily injury per accident / property damage). While this is the legal minimum, most experts recommend higher coverage limits to protect your assets.

Coverage breakdown (30/60/10):

  • $30K bodily injury per person
  • $60K bodily injury per accident
  • $10K property damage per accident

How to Save on Auto Insurance in Minnesota

  • 1.Compare quotes from multiple carriers — rates can vary by $500+ for the same coverage
  • 2.Bundle your auto and home insurance for multi-policy discounts
  • 3.Maintain a clean driving record — tickets and accidents significantly increase premiums
  • 4.Ask about discounts: good student, military, low mileage, safety features
  • 5.Consider raising your deductible to lower your monthly premium

Ready to Save on Minnesota Auto Insurance?

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